Riding your motorcycle is a sort of mini vacay – the cool breeze running through your hair, the warm sun bouncing off of the pavement, it truly is your idea of paradise; BUT the harsh reality is that motorcycle riding can be quite a dangerous hobby.
If you own a landscaping business, you know things happen! Some mistakes aren’t preventable, even when you take every precaution. What can be prevented is how much your business suffers financially when things go wrong. You might think the only mistakes you have to worry about are made in a regular day’s work. In reality, the biggest mistake you can make is not protecting yourself before the mistake ever happens.
As a masonry contractor, there are countless things to keep you up at night. The past, present, and future are filled with what ifs that could turn your business on its head. You just never know when your business could deal with theft, a mistake on the job, or even a cyber-attack. What you can do is be prepared and protected!
Your plumbing business uses plumbing putty to help fill the gaps and keep everyone's water systems from leaking. In a similar fashion, a business insurance policy that is built for your business can help fill the gaps and keep your business running smoothly.
We know big corporations often make headlines for data breaches and cyber-attacks. This makes it seem like small businesses don’t have to worry about becoming the victim of a cyber-attack, but this couldn’t be further from the truth. 61% of data breaches directly affect small businesses, and 81% of small businesses are contractors. This means that contractors are at a higher risk to be the victim of a cyber-attack than any other kind of business.
Sometimes life happens while we’re in the process of doing business. There are so many things that are out of your control like equipment breaking down, fire, wind, lightning, and theft. We don’t think those things should interfere with your ability to do business. That’s why we offer equipment breakdown coverage and business interruption coverage!
Hey Contractors, is your business protected if valuable papers like blueprints get lost on the way to meet a client? What about if you are renting expensive equipment and it gets damaged? Or your own tools get damaged while trying to get from one place to another? A basic business insurance policy is going to cover well … the basics, but you need a policy unique to contractors to ensure you’re protected in the gray area. Unfortunately, most people don’t know that there are gray areas until it’s too late.